Can I buy a humidifier with my FSA or HSA?
No, Humidifiers are not FSA-approved expenses because they are considered general health and comfort devices. However, if you have a special medical need for which you receive a letter of medical of necessity from your doctor, they may qualify for reimbursement.
What is a humidifier?
A humidifier is a common household appliance designed to increase the moisture levels in the air, creating a more comfortable indoor environment. It can be particularly beneficial during dry seasons or in arid climates. Humidifiers come in various types, such as cool-mist, warm-mist, ultrasonic, and evaporative humidifiers, each serving the same purpose of adding moisture to the air.
Why aren't humidifiers FSA approved?
Despite the potential health benefits associated with using a humidifier, the Internal Revenue Service (IRS) has classified humidifiers as an ineligible expense. According to IRS guidelines, items that are considered general health and wellness products, even if they may provide some relief for certain medical conditions, do not qualify for FSA reimbursement.
View the full FSA Eligibility List to see all FSA-covered products and services.
Are steam inhalers like Vicks FSA-approved?
Yes, there are personal vaporizers and steam inhalers that you can use your FSA funds for. Vicks brand steam inhalers and their accessories are FSA-approved. Steam inhalers offer a more direct medical benefit which is why they're considered FSA-eligible while humidifiers are not.
There is a wide range of respiratory care products that are considered FSA-approved. Additionally, OTC medications for respiratory care are covered under your FSA.
Check out BuyFSA to see the site a dedicated selection of thousands of FSA-approved products.
