Yes, adult diapers are eligible for reimbursement with a Flexible Spending Account (FSA) or Health Savings Account (HSA).
Why Are Adult Diapers FSA/HSA Eligible?
Adult diapers qualify for reimbursement through a Flexible Spending Account (FSA) or Health Savings Account (HSA) because they are essential for managing incontinence, a recognized medical condition. According to IRS guidelines, expenses for products used to treat or manage specific medical conditions, such as loss of bladder or bowel control, are eligible for reimbursement.
Adult diapers are often prescribed or recommended by healthcare providers to maintain hygiene, dignity, and quality of life for individuals managing incontinence due to medical issues like aging, surgery, or chronic conditions. Their clear role in addressing a medical need, rather than serving a general wellness purpose, ensures they meet the criteria for FSA/HSA eligibility.
How to Purchase Adult Diapers With an FSA/HSA
Buying adult diapers from the buyFSA.com online store or App is fast and convenient. Visit the relevant product page to find the diapers you prefer. When you spot your product, click the add to cart button. Continue adding items to your cart, or proceed to the checkout page. Use your HSA/FSA card to pay by adding the required information. The purchase will automatically debit your HSA/FSA account.
You can use a credit card or PayPal instead if you prefer another payment method or have difficulty with the Health Savings Account or Flexible Savings Account. When paying out of pocket, you can follow the same steps in the online store, add the relevant details, and submit a request for reimbursement to your FSA/HSA provider later. All reimbursement requests must have receipts containing the following information:
Name of the provider
Date of purchase/service rendered (note that for services, they must be rendered within the plan year for FSAs)
Description of items/services rendered
Itemized list of products purchased with UPCs (if buying items at a retailer that doesn’t accept FSA cards or if using a regular credit card)
Total amount of purchase
