Yes, condoms are eligible for reimbursement with a Flexible Spending Account (FSA) or Health Savings Account (HSA). These products are considered a medical expense under IRS Code Section 213(d) because they are used for the prevention of sexually transmitted infections (STIs) and as a method of birth control.
Why Are Condoms FSA/HSA Eligible?
Condoms are FSA/HSA eligible because they are classified as preventive care items. They help reduce the risk of STIs and unintended pregnancies, making them an essential part of sexual health management. According to IRS guidelines, preventive items and services designed to reduce or prevent medical conditions are reimbursable expenses. Since condoms serve a medical purpose and promote overall public health, they are explicitly included as eligible items under FSA and HSA guidelines.
How to Buy Condoms With An FSA/HSA
To order condoms with an FSA/HSA, browse the brands available on buyFSA.com the buyFSA app, where everything is FSA/HSA approved. Make your selection by clicking the shopping cart icon below each product image. Once you’ve added all the items you want to your cart, review your order by clicking on the shopping bag icon in the top right corner.
After reviewing and confirming your order, proceed to payment by clicking on checkout. In the checkout screen, supply your contact, delivery, and FSA/HSA card details in the spaces provided. If you’re making an out-of-pocket purchase, supply your credit card details in the same form. Click on pay now (FSA/HSA) to complete your purchase.
When buying your condoms without FSA/HSA, your purchase is still eligible for reimbursement. Include the following on your payment receipt:
Name of the provider
Date of purchase or service rendered (the services rendered must be within the FSA’s plan year)
Description of items/services rendered
Itemized list of products purchased with UPCs (if procuring items at a retailer that doesn’t accept FSA cards or if using a regular credit card)
Total amount of purchase