Yes, Epsom salt is eligible for reimbursement with a Flexible Spending Account (FSA) or Health Savings Account (HSA).
Why Is Epsom Salt FSA/HSA Eligible? Are There Any Caveats?
Epsom salt is FSA/HSA eligible because it is often used to treat specific medical conditions such as muscle soreness, joint pain, and minor injuries. It is recognized as a medical expense under IRS Code Section 213(d) when it serves a therapeutic purpose, such as soaking to reduce inflammation or relieve muscle tension.
The SIGIS guidelines indicate that products like Epsom salt, which provide targeted medical benefits, qualify as reimbursable when used for medical treatment rather than general wellness or relaxation.
While Epsom salt is eligible for FSA/HSA reimbursement when used for medical purposes, it may not be covered if used for general wellness, cosmetic purposes, or relaxation. For example, if it is purchased as part of a spa kit or marketed for aesthetic purposes, it may not qualify. Always verify the product’s eligibility with your FSA/HSA provider if you are unsure.
How to Purchase Epsom Salt With an FSA/HSA
Browse FSA/HSA eligible Epsom salts on buyFSA.com or the buyFSA mobile app. You can settle on the product you feel will work best for you by clicking add to cart and then checkout from the cart page. When it prompts you to enter your payment information, fill in the boxes using your FSA/HSA card details. This step will charge the payment to your Flexible Spending Account (FSA) or Health Savings Account (HSA).
Enter your regular credit card details in the boxes provided to pay out of pocket. Make sure you keep a copy of your receipt and send it to your provider later for reimbursement. All receipts must contain the following details:
Name of the provider
Date of purchase/service rendered (note that for services, they must be rendered within the plan year for FSAs)
Description of items/services rendered
Itemized list of products purchased with UPCs (if purchasing items at a retailer that doesn’t accept FSA/HSA cards or if using a regular credit card)
Total amount of purchase