Yes, Invisalign is eligible for reimbursement with a Flexible Spending Account (FSA) and Health Savings Account (HSA). Orthodontic treatments like Invisalign qualify as eligible medical expenses because they correct dental alignment and improve oral health.
Why Is Invisalign FSA/HSA Eligible?
Invisalign is FSA/HSA eligible because it is an orthodontic treatment designed to correct dental issues, such as misalignment, bite problems, and overcrowding. These conditions can lead to more significant health concerns, including jaw pain, difficulty chewing, and gum disease.
According to IRS Code Section 213(d), medical treatments aimed at diagnosing, treating, or preventing a medical condition qualify for reimbursement. Invisalign falls into this category as a medically necessary procedure prescribed by a licensed orthodontist or dentist. Additionally, Invisalign is not considered a cosmetic procedure since it addresses functional dental issues.
How to Pay for Invisalign With an FSA/HSA
Using your FSA/HSA is one of several ways to pay for your Invisalign process. The cost of your procedure will depend on the extent of treatment required, which your medical professional will determine. Pay your fees as an out-of-pocket expense to settle your account, then use your payment receipt for FSA/HSA reimbursement. Ensure your receipt includes the following details before submitting it to your FSA/HSA provider.
Name of the provider
Date of purchase or service rendered (the services rendered must be within the FSA’s plan year)
Description of items/services rendered
Itemized list of products purchased with UPCs (if procuring items at a retailer that doesn’t accept FSA cards or if using a regular credit card)
Total amount of purchase
