Yes, first aid supplies are eligible for purchase with a Flexible Spending Account (FSA) or Health Savings Account (HSA).
Why Are First Aid Supplies FSA/HSA Eligible?
First aid supplies are used to treat minor injuries and wounds, including cuts, scrapes, burns, sprains, and allergic reactions. Because they are intended to treat or manage medical conditions, they are considered eligible medical expenses under IRS Code Section 213(d).
According to the SIGIS Eligible Product List Criteria, a wide range of over-the-counter first aid items are FSA- and HSA-eligible, including products used for emergency care and at-home treatment.
FSA- and HSA-eligible first aid supplies include:
Bandages, gauze, and medical tape
Antiseptic wipes and hydrogen peroxide
Antibiotic ointments (e.g., Neosporin®)
Burn creams and gels
Hydrocortisone cream
Cold packs and hot packs
Finger splints and wraps
Gloves, tweezers, and thermometers
Sting and bite relief treatments
These products are eligible as long as they are used for treating a medical issue and not for cosmetic or convenience purposes.
What’s Not Covered?
Items that are primarily cosmetic or decorative are not eligible. For example, novelty bandages or first aid kits that include non-medical items (like beauty products, scented lotions, or comfort extras) do not qualify.
General household items such as cotton balls, tissues, or personal care items are not eligible unless they are labeled and sold for medical or first aid use.
While hand sanitizers are eligible, personal hygiene products like scented hand soaps or general skin cleansers not intended for wound care or disinfection do not qualify.
How to Buy First Aid Supplies with Your FSA or HSA
You can purchase first aid supplies directly at buyFSA.com using your FSA or HSA card. Every item listed on buyFSA.com is FSA- and HSA-eligible, so there’s no guesswork or reimbursement hassle.
If purchasing elsewhere:
Use your FSA or HSA card at checkout (in-store or online)
Make sure the product is labeled for first aid or medical use
Save your receipt in case your plan administrator requests documentation
Avoid general-use or cosmetic household items without a medical purpose
For a full breakdown of eligible first aid products, visit the SIGIS Eligible Product List Criteria.
