Yes, medical monitoring and testing devices are eligible for purchase with a Flexible Spending Account (FSA) or Health Savings Account (HSA) when they are used to diagnose, monitor, or manage a specific medical condition.
Why Are Medical Monitoring & Testing Devices FSA/HSA Eligible?
Medical devices are considered eligible expenses when they are used to treat or monitor a medical issue, as defined under IRS Code Section 213(d). The SIGIS Eligible Product List Criteria confirms that many medical monitoring and diagnostic items qualify for reimbursement with FSA or HSA funds, provided they are used for a legitimate medical need.
FSA- and HSA-eligible medical monitoring and testing devices include:
Blood pressure monitors
Blood glucose monitors and test strips
Pulse oximeters
Digital and infrared thermometers
Cholesterol and lipid testing kits
Fertility and ovulation monitors
Peak flow meters and spirometers
INR monitors for patients on blood thinners
These products are considered eligible because they help patients track, measure, or manage chronic or acute conditions at home or under a doctor's supervision.
What’s Not Covered?
Products that are used solely for general wellness or fitness tracking are not eligible. This includes:
Fitness trackers or smartwatches without a specific medical purpose
General-use thermometers not labeled for medical use
Monitoring tools for cosmetic, recreational, or lifestyle use
Only devices labeled and marketed for medical monitoring or diagnostic use qualify.
How to Buy Medical Monitoring & Testing Devices with Your FSA or HSA
You can purchase eligible medical monitoring and testing devices directly at buyFSA.com using your FSA or HSA card. Every item listed on buyFSA.com is FSA- and HSA-eligible, so there’s no guesswork or reimbursement hassle.
If purchasing elsewhere:
Use your FSA or HSA card at checkout (in-store or online)
Confirm that the device is marketed and labeled for medical use
Save your receipt in case your benefits administrator requires documentation
For more information, consult the SIGIS Eligible Product List Criteria.
