Yes, tampons are eligible for reimbursement with a Flexible Spending Account (FSA) or Health Savings Account (HSA).
Are All Tampons FSA/HSA Eligible?
Yes, all tampons , regardless of brand or type, are FSA/HSA eligible as long as they are marketed and used for menstrual care purposes. This includes regular, super, organic, or compact tampons, provided they serve the same medical function. However, if a tampon product includes additional features that are primarily cosmetic or unrelated to menstrual health, its eligibility might require confirmation with your FSA/HSA provider. Always keep itemized receipts for reimbursement purposes to ensure smooth claims processing.
Why Are Tampons FSA/HSA Eligible?
Tampons are FSA/HSA eligible because they are classified as medical expenses under the CARES Act of 2020. This legislation expanded the list of eligible over-the-counter products, including menstrual care items such as tampons, pads, and liners. These products are considered necessary for managing menstrual health, aligning with IRS Code Section 213(d) definitions for medical care expenses.
How to Purchase Tampons With an FSA/HSA
Since tampons are FSA/HSA eligible, you can start shopping immediately using the buyFSA.com digital storefront or mobile app. You can use a Health Savings Account (HSA) or a Flexible Spending Account (FSA) for tampon purchases.
Online or in the app, browse for your preferred style of tampons in the quantity you need. From the product page, click add to cart. Add eligible projects or click checkout to complete the purchase. Provide your information on the checkout screen, including your FSA or HSA card data. When you click the submit order button, the transaction will deduct the amount from your FSA or HSA.
You may also choose to use an alternative to pay out of pocket, such as PayPal or a personal credit card. When paying out of pocket, you can request a later reimbursement from your FSA/HSA provider when you provide the receipt information. To submit a successful reimbursement claim, ensure your receipts have the following information.
Name of the provider
Date of purchase/service rendered (note that for services, they must be rendered within the plan year for FSAs)
Description of items/services rendered
Itemized list of products purchased with UPCs (if buying items at a retailer that doesn't accept FSA cards or if using a regular credit card)
Total amount of purchase
