Yes, a wheelchair is eligible for purchase with a Flexible Spending Account (FSA) or Health Savings Account (HSA).
Why Is a Wheelchair FSA/HSA Eligible?
A wheelchair is considered durable medical equipment (DME) and is used to assist individuals with limited mobility due to injury, surgery, disability, or chronic illness. Because it serves a clear medical purpose and supports a diagnosed condition, a wheelchair qualifies as an eligible medical expense under IRS Code Section 213(d).
According to the SIGIS Eligible Product List Criteria, wheelchairs are fully FSA- and HSA-eligible and do not require a prescription for reimbursement.
FSA- and HSA-eligible wheelchair types include:
Manual wheelchairs
Transport wheelchairs
Lightweight or foldable models
Heavy-duty or bariatric wheelchairs
Pediatric wheelchairs
Wheelchair cushions and medical-grade accessories
These products are eligible whether used for short-term recovery or long-term mobility assistance, as long as they are medically necessary.
What’s Not Covered?
Wheelchairs that are marketed for non-medical or recreational use are not eligible. This includes:
Wheelchairs intended for sports or competition unless medically prescribed
Mobility equipment bundled with luxury features not tied to a medical condition
Cosmetic wheelchair accessories or decorative customizations
To qualify, the wheelchair must be used to support a medical need and marketed as medical equipment.
How to Buy a Wheelchair with Your FSA or HSA
You can purchase a wheelchair directly at buyFSA.com using your FSA or HSA card. Every item listed on buyFSA.com is verified as FSA- and HSA-eligible, so there’s no guesswork or reimbursement hassle.
If purchasing elsewhere:
Use your FSA or HSA card at checkout (in-store or online)
Confirm that the product is labeled as a wheelchair or mobility aid for medical use
Save your receipt in case your plan administrator requests documentation
Avoid mobility equipment sold without a therapeutic or medical use indication
For more information, refer to the SIGIS Eligible Product List Criteria.
