Yes, most Aquaphor products are eligible for reimbursement with a Flexible Spending Account (FSA) or Health Savings Account (HSA).
Why is Aquaphor FSA/HSA Eligible? Are There Any Caveats?
Aquaphor is FSA/HSA eligible because it is classified as a medical expense under IRS Code Section 213(d). The product's primary purpose is to treat or alleviate medical conditions, such as dry or irritated skin, minor burns, or wounds, making it eligible for reimbursement under flexible spending or health savings account rules. As outlined in the SIGIS guidelines , products like Aquaphor are considered medical care when they meet specific criteria for treatment rather than general cosmetic or wellness use.
However, there are caveats. Aquaphor products marketed primarily for cosmetic purposes or general moisturization without a direct medical use may not qualify. To ensure eligibility, use products labeled or marketed for treating skin conditions, such as the "Healing Ointment" or similar therapeutic variants. Always retain itemized receipts and verify eligibility with your FSA/HSA provider, especially for items purchased at retailers that may classify products differently.
How to Purchase Aquaphor With an FSA/HSA
Explore your options for different quantities and types of Aquaphor via the buyFSA mobile app or online at buyFSA.com where all items are guaranteed FSA/HSA eligible. Find the product style you want, then click add to cart. Once you've filled your shopping cart with any other products you wish to purchase, click the checkout button. Supply your contact information and payment details, including the card information for your Health Savings Account (HSA) or Flexible Spending Account (FSA).
Since most Aquaphor products are eligible expenses, you may use the details for whichever type of account you have. Completing the purchase debits the transaction amount from your HSA/FSA balance.
Want to use a different payment method? You can submit a request for reimbursement to your FSA/HSA provider later if you choose to use PayPal or a credit card to purchase Aquaphor. Successful reimbursement requests require all of the following receipt information.
Name of the provider
Date of purchase/service rendered (note that for services, they must be rendered within the plan year for FSAs)
Description of items/services rendered
Itemized list of products purchased with UPCs (if buying items at a retailer that doesn't accept FSA cards or if using a regular credit card)
Total amount of purchase
