Baby powder is not eligible for reimbursement with a Flexible Spending Account (FSA) or Health Savings Account (HSA).
Why Is Baby Powder Not FSA/HSA Eligible?
Baby powder is a personal care product used to absorb moisture, reduce friction, and prevent skin irritation. It does not diagnose, treat, or prevent a specific medical condition, which places it outside the definition of medical care under IRS Code Section 213(d).
According to IRS Publication 502, personal hygiene products are not considered qualified medical expenses. Because baby powder is classified as a toiletry or cosmetic product, it is not reimbursable with tax-advantaged health accounts.
What’s Not Covered?
Baby powder in all forms, including talc-based and cornstarch-based powders
Medicated powders marketed for general hygiene or comfort without a prescription
Any powder purchased for cosmetic or routine personal care purposes
LMN and Exceptions
Baby powder is not eligible under any circumstances. A Letter of Medical Necessity (LMN) cannot make this expense reimbursable.
