Yes, hemorrhoid treatment is eligible for purchase with a Flexible Spending Account (FSA) or Health Savings Account (HSA).
Why Is Hemorrhoid Treatment FSA/HSA Eligible?
Hemorrhoid treatments are used to relieve pain, itching, swelling, and inflammation caused by hemorrhoids—a diagnosed medical condition. Because these products are used to treat a medical issue, they qualify as eligible medical expenses under IRS Code Section 213(d).
Thanks to the CARES Act of 2020, over-the-counter hemorrhoid treatments are FSA- and HSA-eligible without a prescription. These include both external and internal treatments designed to provide relief or promote healing.
According to the SIGIS Eligible Product List Criteria, hemorrhoid products are classified as eligible when marketed for medical treatment.
FSA- and HSA-eligible hemorrhoid treatments include:
Over-the-counter creams, ointments, and gels (e.g., Preparation H, hydrocortisone-based products)
Hemorrhoidal suppositories
Medicated wipes designed to treat or relieve hemorrhoid symptoms
Cooling pads or compresses labeled for hemorrhoid care
Sitz baths marketed for medical use
These items are eligible as long as they contain an active medicinal ingredient or are designed for the treatment of hemorrhoids.
What’s Not Covered?
Cosmetic products, general wipes, or comfort-focused items without a treatment claim are not eligible. This includes:
Unscented wipes or personal hygiene wipes without medicinal properties
Bath soaks or essential oils not specifically labeled for hemorrhoid relief
Cosmetic creams or moisturizers not indicated for hemorrhoids
To be eligible, the product must be sold and labeled for treating hemorrhoid symptoms—not for general personal care.
How to Buy Hemorrhoid Treatment with Your FSA or HSA
You can purchase hemorrhoid treatments directly at buyFSA.com using your FSA or HSA card. Every item listed on buyFSA.com is FSA- and HSA-eligible, so there’s no guesswork or reimbursement hassle.
If purchasing elsewhere:
Use your FSA or HSA card at checkout (in-store or online)
Look for products clearly labeled to treat hemorrhoids
Save your receipt in case your plan administrator requests documentation
Avoid personal care items or general-use products not tied to a medical treatment
For more information, refer to the SIGIS Eligible Product List Criteria.
