Yes, Norplant insertion or removal is eligible for reimbursement with a Flexible Spending Account (FSA) or Health Savings Account (HSA). This contraceptive procedure is considered a qualified medical expense under IRS Code Section 213(d).
Why Is Norplant Insertion or Removal FSA/HSA Eligible?
Norplant is a long-acting hormonal contraceptive implant used to prevent pregnancy. Insertion and removal of Norplant are medical procedures performed by a licensed healthcare provider and are considered eligible expenses when used to prevent pregnancy—a recognized medical purpose under IRS guidelines.
According to IRS Publication 502, you can use FSA or HSA funds to pay for birth control methods prescribed by a doctor, including surgical implants and their removal.
FSA- and HSA-eligible expenses related to Norplant include:
Office visits for consultation and procedure
Norplant device cost
Insertion or removal procedure fees
Follow-up visits or monitoring related to Norplant use
What’s Not Covered?
The following are not eligible:
Procedures performed solely for cosmetic purposes
Services not provided by a licensed healthcare provider
Travel or lodging unless it qualifies under IRS guidelines for out-of-town medical care
If the Norplant procedure is performed far from your home and you must travel to receive care, transportation and lodging may be eligible, but only if they meet specific IRS criteria.
This includes:
Travel primarily for and essential to medical care
Lodging that is not extravagant and not provided in a personal residence
A limit of $50 per night per person (for the patient and one accompanying person if required)
Always retain itemized receipts and be prepared to document the medical necessity and purpose of any travel-related expenses.
How to Use Your FSA or HSA for Norplant
You can pay for the Norplant procedure using your FSA or HSA card at your provider’s office. If paying out of pocket:
Request an itemized invoice for the device and procedure
Submit receipts for reimbursement through your FSA or HSA provider
Keep documentation for travel or lodging expenses if applicable under IRS rules
For complete guidance, consult IRS Publication 502.
