Yes, Plan B One-Step is eligible for reimbursement with a Flexible Spending Account (FSA) or Health Savings Account (HSA).
Why Is Plan B FSA/HSA Eligible?
Plan B One-Step is eligible for reimbursement with a Flexible Spending Account (FSA) or Health Savings Account (HSA) because it is classified as a medical product used to prevent pregnancy, a recognized physiological state with medical implications under IRS guidelines. Plan B is an emergency contraceptive designed to be taken within a specific time frame to reduce the risk of unintended pregnancy after unprotected sex or contraceptive failure.
Under IRS Code Section 213(d), expenses for medications that are used to diagnose, treat, or prevent medical conditions are considered eligible for reimbursement. Plan B falls into this category because it is a preventive measure with a clear purpose to prevent pregnancy, rather than a general wellness product.
Additionally, Plan B does not require a prescription for purchase, making it a convenient and eligible over-the-counter (OTC) product. Its role in providing immediate medical intervention further solidifies its classification as a qualifying medical expense under FSA/HSA guidelines.
How to Purchase Plan B With an FSA/HSA
Buying Plan B One-Step with your Flexible Spending Account (FSA) or Health Savings Account (HSA) is simple and flexible. You can either use your FSA/HSA card at checkout for an instant payment or pay out of pocket using a regular credit card or PayPal and submit a reimbursement claim later.
To purchase Plan B, visit the buyFSA online store or app, select the product, and proceed to checkout. If paying directly with your FSA/HSA card, enter your card details during checkout, and the system will automatically deduct the payment from your account.
If you choose to pay out of pocket, save your receipt and order confirmation to submit to your FSA or HSA provider for reimbursement. Ensure your receipt includes the following details:
Name of the provider
Date of purchase/service rendered (services must occur within the FSA plan year)
Description of items/services rendered
Itemized list of products purchased, including UPCs (if applicable)
Total amount of the purchase
