Yes, somnoplasty is eligible for reimbursement with a Flexible Spending Account (FSA) or Health Savings Account (HSA) when it is performed to treat a diagnosed medical condition like chronic snoring or obstructive sleep apnea.
Why Is Somnoplasty FSA/HSA Eligible?
Somnoplasty is a minimally invasive surgical procedure that uses radiofrequency energy to shrink tissues in the airway, often to reduce snoring or improve airflow in patients with sleep-disordered breathing. When recommended by a physician to treat a medical condition—such as obstructive sleep apnea or chronic nasal obstruction—somnoplasty qualifies as a medical expense under IRS Code Section 213(d).
According to IRS Publication 502, surgical procedures are eligible for reimbursement when they are performed to treat or alleviate a physical condition or illness.
FSA- and HSA-eligible somnoplasty expenses may include:
Physician consultation and pre-operative evaluation
The somnoplasty procedure itself
Facility and anesthesia fees
- Post-operative visits or follow-up treatment
What’s Not Covered?
The following are not eligible:
Somnoplasty performed purely for cosmetic reasons (e.g., snoring without an underlying medical diagnosis)
Procedures not ordered by a licensed healthcare provider
Travel or lodging related to the procedure (unless qualifying medical travel criteria are met)
Elective or experimental treatments without clear medical necessity
To qualify, the procedure must be performed to treat a diagnosed condition and must not be elective in nature.
How to Use Your FSA or HSA for Somnoplasty
You can use your FSA or HSA card at the time of payment for eligible expenses. If paying out of pocket:
Request itemized documentation from your provider showing the procedure and diagnosis
Ensure the service was medically necessary and performed by a licensed practitioner
Retain records in case your FSA or HSA administrator requires additional proof
For full details, consult IRS Publication 502.
