Can I buy a Waterpik with my FSA?
No, Waterpiks and other water flossers are not FSA-approved. Waterpik falls in the same general health category as toothbrushes, floss, and other dental hygiene products. Due to its general health classification, Waterpik is not considered an FSA eligible expense.
What is a Waterpik?
A Waterpik, also known as a water flosser or oral irrigator, is a dental hygiene device that uses a targeted stream of water to clean between teeth and along the gumline. It is an effective tool for removing food particles and plaque, promoting better oral health and reducing the risk of gum disease. Waterpiks are often recommended by dentists as a complement to regular brushing and flossing.
Why is Waterpik not FSA-eligible?
Despite its dental health benefits, the Internal Revenue Service (IRS) has classified Waterpiks as "Not FSA-eligible" expenses. According to IRS guidelines, dental hygiene products like Waterpiks, toothbrushes, toothpaste, and dental floss are considered personal care items rather than medical expenses, making them ineligible for FSA reimbursement. As a result, the cost of purchasing a Waterpik cannot be paid for using funds from your Flexible Spending Account.
Is it possible for FSA rules to change to cover dental hygiene products?
Every year, the IRS updates its guidelines around FSA eligibility which over time leads to incremental expansion in FSA coverage. Daily teeth brushing with toothpaste, and flossing contribute to lowered risk of gingivitis, gum disease, and other oral disease. With a clear medical benefit, rules always have a chance of changing in the coming years.
Is dental floss FSA eligible?
No, dental floss is not FSA-eligible. Dental floss is not an FSA-approved expense. The Internal Revenue Service (IRS) considers dental floss to be a personal care item rather than a qualified medical expense, making it ineligible for reimbursement with Flexible Spending Accounts and Health Savings Accounts.
Are there alternative FSA-approved dental care products?
While Waterpiks and dental floss are not eligible for FSA reimbursement, there are several FSA eligible dental care options. FSAs cover certain dental treatments like exams, cleanings, X-rays, fillings, braces and other medically necessary procedures.