Can I buy an air purifier with my FSA card?
No, buying an air purifier is not an FSA-approved expense. However, if your doctor writes you a letter of medical necessity, your FSA administrator may reimburse the expense for air purification devices that directly address a medical condition.
What are air purifiers?
An air purifier is a device designed to improve indoor air quality by removing pollutants, allergens, and particles from the air. It helps create a healthier living environment, especially for individuals with respiratory conditions, allergies, or sensitivities to airborne contaminants. Air purifiers come in various types, including High Efficiency Particulate Air (HEPA) filters, activated carbon filters, and UV-C light purifiers.
How do I use my FSA for an Air Purifier with a Letter of Medical Necessity?
Air purifiers can be considered FSA-eligible expenses, but only when accompanied by a Letter of Medical Necessity (LMN) from a qualified healthcare professional. The IRS recognizes the medical necessity of air purifiers for individuals with specific respiratory conditions or allergies, making them potentially eligible for FSA reimbursement.
How do I get a letter of medical necessity?
To use your FSA funds for an air purifier, you should first check with your FSA provider to determine if a letter of medical necessity would be sufficient to qualify the expense for reimbursement. If your FSA admin gives the go-ahead, then you will need to get a doctor/ medical professional to provide you with a Letter of Medical Necessity. This letter should outline the specific medical condition that requires the use of the air purifier and the recommended type or specifications of the device.
Air Purifier Reimbursement with a Letter of Medical Necessity is Not Guaranteed
While air purifiers with an LMN can be FSA-eligible, it's important to understand that not all air purifier expenses may qualify. General air purifiers used for overall air quality improvement or for non-medical purposes are typically not eligible for FSA reimbursement. However, various other medical expenses, such as doctor's visits, prescription medications, medical procedures, and thousands of FSA-approved products are covered with you FSA on BuyFSA.com and on the BuyFSA App.
