Yes, period underwear is eligible for reimbursement with a Flexible Savings Account (FSA) or Health Savings Account (HSA).
Why Is Period Underwear FSA/HSA Eligible?
Period underwear qualifies for reimbursement under a Flexible Savings Account (FSA) or Health Savings Account (HSA) because it is categorized as a medical expense under IRS guidelines. These accounts cover products used to manage health-related conditions, and menstrual care products, including period underwear, are explicitly recognized as eligible expenses.
The inclusion of period underwear reflects legislative updates under the CARES Act, which expanded FSA/HSA eligibility to encompass various menstrual care products. Period underwear is designed to absorb menstrual flow and provides an effective alternative to traditional products like tampons or pads. Its specific purpose in managing a natural and recurring health need ensures it meets the requirements for FSA/HSA coverage.
By addressing a necessary aspect of personal health and hygiene, period underwear aligns with the broader definition of eligible medical expenses aimed at supporting individual health and well-being.
How to Purchase Period Underwear With an FSA/HSA
Search for period underwear on buyFSA.com or in the buyFSA app. Add your selection/s to your cart by clicking the shopping cart icon under the product image. Click the shopping bag icon in the top right corner to navigate to your cart.
Review your order and make any changes before clicking the checkout button. To complete your payment, fill out the spaces provided with your contact details and delivery address. Supply your FSA/HSA card details or your regular credit card information if making an out-of-pocket payment. Click pay now (FSA/HSA).
For out-of-pocket payment reimbursement, upload your payment receipt and submit it to your FSA/HSA provider with the following information:
Name of the provider
Date of purchase or service rendered (the services rendered must be within the FSA’s plan year)
Description of items/services rendered
Itemized list of products purchased with UPCs (if procuring items at a retailer that doesn’t accept FSA cards or if using a regular credit card)
Total amount of purchase
What Other Feminine Hygiene Products Are FSA/HSA Eligible?
Along with period underwear, various other feminine hygiene products are also eligible for FSA/HSA reimbursement. These include:
Tampons: Disposable absorbent inserts for internal menstrual flow management.
Pads: Disposable absorbent pads for external menstrual flow management.
Menstrual cups: Reusable silicone cups for internal menstrual flow collection.
Panty liners: Thin, absorbent pads for daily use or light menstrual flow.
It's important to note that specific eligibility criteria may vary depending on your FSA or HSA provider. Always check with your plan administrator or consult the official IRS guidelines for the most up-to-date information on eligible medical expenses.