Yes, back braces are eligible for purchase with a Flexible Spending Account (FSA) or Health Savings Account (HSA).
Why Are Back Braces FSA/HSA Eligible?
Back braces are used to treat and manage a variety of medical conditions, including lower back pain, sciatica, herniated discs, post-surgical recovery, scoliosis, spinal stenosis, and chronic musculoskeletal conditions. According to IRS Code Section 213(d), medical devices used to treat, manage, or alleviate a physical condition are considered eligible medical expenses.
Because back braces are considered durable medical equipment (DME) and serve a therapeutic purpose, they are FSA- and HSA-eligible. These braces are commonly recommended by healthcare providers for support, stabilization, or pain relief related to a diagnosed back condition. No prescription is required for most over-the-counter back braces.
FSA- and HSA-eligible back braces include:
Lumbar support braces
Adjustable compression braces
Posture correction braces (when used to treat a diagnosed condition)
Rigid or semi-rigid orthopedic braces for spine or disc support
These products are eligible when used as part of a treatment plan or to manage an ongoing medical issue.
What’s Not Covered?
Braces marketed strictly for general posture enhancement, workplace comfort, or athletic performance may not qualify. For example, wearable back supports designed to improve ergonomics or reduce fatigue without addressing a medical condition are not considered eligible.
Additionally, posture trainers with electronic or app-based tracking features may not qualify unless their medical purpose is clearly documented and approved by your plan administrator.
How to Buy Back Braces with Your FSA or HSA
You can purchase back braces directly at buyFSA.com using your FSA or HSA card. Every item listed on buyFSA.com is FSA- and HSA-eligible, so there’s no guesswork or reimbursement hassle.
If purchasing elsewhere:
Use your FSA or HSA card at checkout (in-store or online)
Choose products labeled for medical or orthopedic use
Save your receipt in case your benefits provider requests documentation
Avoid braces intended only for comfort, posture improvement, or athletic support
