Yes, feminine hygiene products are eligible for purchase with a Flexible Spending Account (FSA) or Health Savings Account (HSA).
Why Are Feminine Hygiene Products FSA/HSA Eligible?
Feminine hygiene products were added to the list of eligible medical expenses under IRS Code Section 213(d) through the CARES Act of 2020. These items are used to manage menstrual health, which is now officially recognized as a qualified medical need.
Previously considered general personal care, these products are now fully eligible when used to absorb or manage menstrual flow. This eligibility includes a wide variety of product formats and brands.
FSA- and HSA-eligible feminine hygiene products include:
Menstrual cups and discs
Period underwear (absorbent, reusable)
Reusable cloth pads
Menstrual sponges (designed for period care)
All of these products qualify without a prescription and can be purchased using FSA or HSA funds.
What’s Not Covered?
Feminine hygiene products that are not used for managing menstrual care—such as general hygiene wipes, deodorants, or washes—are not eligible. Additionally, any product marketed for cosmetic use or general freshness rather than menstrual health does not qualify.
To be eligible, the product must be intended specifically for use during the menstrual cycle.
How to Buy Feminine Hygiene Products with Your FSA or HSA
You can purchase feminine hygiene products directly at buyFSA.com using your FSA or HSA card. Every item listed on buyFSA.com is FSA- and HSA-eligible, so there’s no guesswork or reimbursement hassle.
If purchasing elsewhere:
Use your FSA or HSA card at checkout (in-store or online)
Look for products clearly labeled for menstrual care
Save your receipt in case your plan administrator requests documentation
Avoid general hygiene or cosmetic items not tied to menstrual use
For more information on eligibility criteria, refer to the SIGIS Eligible Product List Criteria.
