Yes, shoulder braces are eligible for purchase with a Flexible Spending Account (FSA) or Health Savings Account (HSA).
Why Are Shoulder Braces FSA/HSA Eligible?
Shoulder braces are used to treat and manage medical conditions such as rotator cuff injuries, shoulder instability, dislocations, bursitis, tendonitis, frozen shoulder, and post-surgical recovery. Under IRS Code Section 213(d), medical devices that are used to treat or alleviate a diagnosed injury or condition are considered eligible medical expenses.
Shoulder braces are classified as durable medical equipment (DME) and qualify for FSA and HSA reimbursement when used for medical purposes. These products are often recommended by healthcare providers to stabilize the shoulder joint, reduce strain, or limit motion during healing. Most over-the-counter shoulder braces do not require a prescription.
FSA- and HSA-eligible shoulder braces include:
Compression shoulder wraps
Adjustable shoulder stabilizers
Shoulder immobilizers or slings
Post-operative shoulder support braces
These items are eligible when used in connection with a medical condition or recovery process.
What’s Not Covered?
Braces or supports marketed solely for athletic performance, posture correction, or muscle fatigue reduction may not be eligible. Shoulder wraps or gear sold without a clear medical indication are typically considered non-eligible.
Electronic or wearable products that incorporate heat, vibration, or fitness tracking may also be excluded unless used strictly for medical treatment and supported by documentation.
How to Buy Shoulder Braces with Your FSA or HSA
You can purchase shoulder braces directly at buyFSA.com using your FSA or HSA card. Every item listed on buyFSA.com is FSA- and HSA-eligible, so there’s no guesswork or reimbursement hassle.
If purchasing elsewhere:
Use your FSA or HSA card at checkout (in-store or online)
Make sure the product is labeled for injury treatment or orthopedic support
Save your receipt in case your plan administrator requires documentation
Avoid braces marketed primarily for comfort, posture, or athletic enhancement
