FSA and HSA Products You Didn't Know Existed

FSA and HSA Eligible Products You Didn't Know Existed

Flexible Spending Accounts (FSAs) and Health Savings Accounts (HSAs) are tax-advantaged account that allows you to set aside pre-tax dollars to pay for eligible healthcare expenses. Qualified medical expenses include everything from prescription medications and medical procedures to over-the-counter drugs and healthcare products. Many of those with FSAs are very familiar with coverage for medical services, but are less aware of the extensive list of FSA eligible products available. 


Below we will explore some of the lesser-known FSA-approved products that you may not have known existed.

1. Sunscreen and Sunblock

Sunscreen and sunblock while useful at the beach can also provide daily protection from harmful UV rays. For many, applying sunscreen has become a part of a daily skincare routine; but did you know that many daily-use sunscreens are FSA-approved? That's right, you can use your FSA funds to purchase sunscreen as long as it’s part of a sun care line and has SPF 15 or higher. So go ahead and stock up on your favorite sunblock brands and stay protected all year round (and save money while you’re at it!)

2. Blood Pressure Monitors

Monitoring your blood pressure is important for maintaining your overall health, but it can be expensive to purchase a quality blood pressure monitor. Fortunately, blood pressure monitors are FSA-approved, which means you can use your FSA funds to save about 30% (depending on your tax bracket) on these often high-ticket items.

3. First Aid Kits

First aid kits are super useful for any home, office, or car. Basic kits include supplies to help treat minor injuries and more advanced kits provide for wide-ranging unexpected emergencies. You never know when you’ll need a band-aid or one of the many other included first aid supplies, so use your FSA/HSA to pick up a first aid kit in case of an emergency wherever you might be.

4. Personal Steam Inhalers

Steam inhalers can help relieve congestion and other respiratory issues. These items carve out a unique approved-category in FSA/HSA eligibility. While general-use humidifiers are not approved, personal steam inhalers provide a direct solution to many medical ailments stemming from dry air. 

5. Breast Pumps and Accessories

Breastfeeding is a natural and healthy way to provide nutrition for your baby. Breast pumps and accessories, such as storage bags and nursing pads not covered by insurance can be covered with your FSA and HSA. This is a great way to support your breastfeeding journey without having to spend that extra out of pocket money.

6. Compression Socks and Hosiery

Compression socks and hosiery can help improve circulation and prevent blood clots. Compression garments that are rated 30-40 mmHg or higher will be covered expenses. Compression-wear is perfect for those needing to address issues related to poor circulation.

7. Medical Alert Bracelets

Medical alert bracelets are a simple and effective way to communicate important medical information in case of an emergency. These are also FSA eligible, which means you can use your FSA funds to purchase one. Consider getting an alert bracelet so medical professionals have access to your medical information in case of an emergency.

8. TENS Units

TENS units are devices that use electrical impulses to help alleviate pain. Many seeking non-medicated remedies for pain use TENS units to provide relief. Give TENS units a try for a drug-free way to manage pain.

9. Eye Drops

Eye drops are a common product for treating dry eyes, allergies, and other eye-related issues. These FSA and HSA-approved products ensure you have the eye drops you need without having to spend extra money out of pocket.

10. Alternative Pain Therapies

Alternative pain relief therapies and products can also be eligible for FSA reimbursement. Eligible expenses include acupuncture, acupressure mats, chiropractic services, massage therapy, and even homeopathic medicine.

There are thousands of FSA and HSA eligible products that you may not be aware of. Make the most of your funds and improve your health and wellbeing at the same time with your FSA/HSA. Be sure to keep track of your FSA expenses throughout the year, and take advantage of any eligible expenses before your FSA deadline. With a little bit of planning and research (and the help provided through BuyFSA), you can ensure you’ll reap the full FSA/HSA benefit.

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