Featured Partner
Talkspace
Online therapy and psychiatry from licensed providers — message, video, or phone, on your schedule
buyFSA may earn a commission when you purchase through links on this page. Services are sold and provided by Talkspace, not buyFSA.
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FSA and HSA eligibility
Eligibility notice
Frequently asked questions about Talkspace
Is therapy through Talkspace FSA and HSA eligible?
Individual therapy and psychiatric treatment are generally FSA and HSA eligible when the care is medically necessary. Eligibility is determined by your plan administrator.
Is couples or marriage counseling covered?
Couples and marriage counseling is generally not an eligible FSA or HSA expense unless it is treating a specific diagnosed condition for one partner. Check with your plan administrator before booking.
Do I need a Letter of Medical Necessity?
Most individual therapy does not require a Letter of Medical Necessity, but some plans may require one for certain services, including couples counseling tied to a diagnosis. Confirm with your plan administrator.
What if my plan denies the purchase?
FSA and HSA plans have different coverage rules. If your plan denies coverage, contact your plan administrator. buyFSA cannot override plan rules, and neither can Talkspace.
Is buyFSA affiliated with Talkspace?
buyFSA is an affiliate partner of Talkspace and may earn a commission on purchases made through our referral link. This does not affect the price you pay. buyFSA does not provide therapy services directly and is not responsible for treatment provided by Talkspace's licensed providers.