While most Fitbit devices are not FSA- or HSA-eligible, select newer Fitbit health monitoring products are now eligible for purchase with a Flexible Spending Account (FSA) or Health Savings Account (HSA).
Why Are Most Fitbit Products Not FSA/HSA Eligible?
Most Fitbit products are not eligible for reimbursement through a Flexible Spending Account (FSA) or Health Savings Account (HSA) because they are considered general wellness devices rather than medically necessary equipment. According to IRS guidelines and SIGIS standards, FSA and HSA funds can generally only be used for products intended to diagnose, treat, mitigate, or manage a specific medical condition.
While many Fitbit devices offer features like heart rate monitoring, sleep tracking, and activity tracking, they are primarily marketed to promote fitness, exercise, and overall wellness. These purposes typically do not meet the criteria for medical necessity outlined by the IRS.
However, select newer Fitbit health monitoring products may now qualify as FSA- and HSA-eligible when they are specifically designated and marketed for eligible medical or health-monitoring purposes. Eligibility can vary by model and product classification, so shoppers should always confirm whether a specific Fitbit product is marked as FSA/HSA eligible at the time of purchase.
What Fitbit Products Are FSA/HSA Eligible?
While most Fitbit devices are not FSA- or HSA-eligible, select newer Fitbit health monitoring products may now qualify for purchase with Flexible Spending Account (FSA) or Health Savings Account (HSA) funds.
For example, the Fitbit Air Screenless Health Tracking AI Health Coach is now available as an FSA/HSA-eligible product on buyFSA. This newer category of wearable health technology focuses more heavily on continuous health monitoring, biometric tracking, and AI-powered health insights.
Certain devices that provide similar functionality to Fitbits may qualify for FSA/HSA reimbursement if they are specifically designed and marketed for medical purposes. These include:
Heart Rate Monitors or Diagnostic Devices: Products that measure heart rate, oxygen saturation, or other vital signs for medical reasons may qualify.
Medical Alert Devices: Wearable devices that monitor health conditions and alert users or caregivers of potential emergencies, such as fall detection or heart irregularities, are typically eligible.
Blood Pressure Monitors: Devices designed to monitor and manage blood pressure as part of a treatment plan for hypertension or cardiovascular conditions.
Continuous Glucose Monitors (CGMs): Devices for individuals managing diabetes to monitor glucose levels in real time.
These products may require a Letter of Medical Necessity (LMN) from a healthcare provider to confirm their use for a diagnosed medical condition if they are not listed on the buyFSA marketplace.