101 FSA Approved Items You Can Buy with Your FSA Card

FSA-eligible products and services are qualified medical expenses that would not be used but for the medical need. Medical needs vary from person to person, but to the best of its ability, a central organization has managed to put together a list of over 150,000 eligible products.

Many of the FSA listed products are variations of a single item (think reading glasses listed for each strength/color combination). Still, this is quite a large number of products that comprises everyday medical items you may purchase out of pocket without realizing they are FSA-approved. See below for 101 FSA Approved Items that you can buy with your FSA today.

Also, for a comprehensive guide to FSA/HSA product and services eligibility see: FSA Products & Services Eligibility List 

1. Reading Glasses
2. Braces & Supports
3. Feminine Protection
4. Home Diagnostics
5. Moderate to High Compression (Over 8-15 mmHg)
6. Wound & Surgical Dressings
7. Hot/Cold Therapy
8. Internal Pain Relief
9. Walking Aids
10. Cough, Cold, Flu & Sinus
11. Incontinence
12. Baby Feeding Accessories
13. Respiratory Therapy
14. Blood Glucose Testing
15. Orthopedic & Surgical Support
16. Homeopathic Remedies
17. Stomach & Nausea Remedies
18. First Aid Kits & Supplies
19. Patient Aids For Daily Living
20. Elastic Bandages & Athletic Treatments
21. Allergy Relief
22. External Pain Relief
23. Sun Protection
24. Shoe Insoles & Inserts
25. Foot Cushioning & Treatments
26. Laxatives
27. Ostomy Pouches
28. Mineral/Natural Sun Protection
29. Diabetes Management Accessories
30. Abdominal Supports & Rib Belts
31. Specialized Orthopedic Braces/Supports/Splints
32. Nicotine Replacement Therapy
33. Nasal Treatments
34. Wound Treatments & Skin Relief
35. Patient Room Supplies
36. Children's Pain & Fever Relief
37. Cough Drops, Sore Throat Relief
38. Children's Cold & Allergy
39. Ear Care
40. Wheelchairs
41. Ostomy Care
42. Condoms & Barrier Contraceptives
43. Bathroom Safety
44. Pregnancy & Ovulation/Fertility Tests
45. Baby Health
46. Facial & Body Acne Medications
47. Orthopedic Aids
48. Glucosamine for Joint Health
49. Eye Relief
50. Alternative Therapy
51. Insulin, Syringes & Delivery Systems
52. Contact Lens Care
53. First Aid Tapes & Adhesive Wraps
54. Wheelchair Accessories
55. Itch Treatments
56. Prenatal Multivitamins
57. Denture Care
58. Electrotherapy (TENS)
59. Hand & Body Cleansing
60. Medical Nutritionals, IV Therapy & Hypodermic Supplies
61. Pressure Relief, Positioning & Support
62. Wound Washes & Cleansers
63. Therapeutic/Beauty Sun Protection
64. Eyewear & Lens Accessories
65. Power Chairs & Scooters
66. Disposable Diapers & Wipes
67. Feminine Personal Care
68. Athletic Compression
69. Children's First Aid
70. Diabetes Nutritionals
71. Antifungal Treatments
72. Sleep Aids & Stimulants
73. Oral Remedies
74. Hemorrhoid Preparations
75. Anti-Diarrheals
76. Foot Grooming & Pain Relief
77. Continuous Glucose Monitoring
78. Baby Home & Mobility
79. Antiparasitic Treatments
80. Hearing Aid Batteries
81. Feminine Antifungals
82. Anti-Gas
83. Lip Care
84. Physical & Cognitive Therapy
85. Urological Care
86. Wart Removers
87. Respiratory Treatments
88. Rehabilitation Therapy
89. Acupressure
90. Catheters
91. Hand & Body Moisturizers & Treatments
92. Digestive Aids
93. Urine Testing
94. Children's Digestive Health
95. Medical/Surgical Supplies
96. Mastectomy Products
97. Sexual Health Products
98. Dehydration Powder Mixes
99. After Sun Care
100. Facial Cleansers
101. Prescription Sunglasses

For the full list of FSA Eligible Products & Services, see the Full FSA Eligibility List.

1. Sensiv BMI Smart Scale and App
2. Cure Hydration Electrolyte Powder
3. CanDo® Web Hand Exercisers
4. Kanjo Hemp Pain Relief Cream
5. IMAK Eye Pain Relief Mask
6. Honey Pot Tampons
7. Kanjo Acupressure Mat
8. Theragun
9. Icy Hot
10. Relief Band for Naseau
11. Ice roller

• Icy Hot® Medicated Sleeve
• PowerDot Duo 2.0 Smart TENS Unit
• Advil Extra Strength Ibuprofen
• REVIX Shin Splint Ice Packs
• Runner's Remedy Achilles Tendonitis Sleeve
• Theragun Pro Percussion Massager
• Heali Kinesiology Strips
• Sensiv Sports Wrap and Prewrap
• Kanjo Foot Pain Relief Wooden Multi-Roller

Sensiv Athletic Tape, 4 pack

Wave Vibrating Foam Roller

Kanjo Coconut Acupressure Mat

Sensiv Foot Circulator

Biofreeze Overnight Patch

• Blowfish for hangovers
• Advil Ibuprofen, 24 coated tablets
• Pepto Bismol Max Strength

• Owlet Smart Sock Plus
• Pedialyte Electroylyte Solution, Strawberry 
• Elvie Double Electric Breast Pump

• Clearasil Gel Wash 6.78z
• Revive Acne Treatment Light Therapy
• Kanjo Eczema Cream

• Trojan Condoms 12 pack
• Kegg Fertility Monitor and Kegel Exerciser
• Pregnitude Reproductive Dietary Supplement
• First Response Digital Pregnancy Test

Each year, thousands of products are added to the FSA eligibility list. The list is not some mystic apparition, but a physical list of products maintained to ensure FSA card transactions identify qualified items.

Menstrual Care - each year, there had been debates about including pads and other menstrual products, but 2020 was the year these items finally were approved along with the CARES Act

Personal Protective Equipment (temporary) - a temporary loosening in eligibility requirements would allow masks (surgical, n95, etc.) and hand sanitizers/wipes (with 60%+ alcohol) for COVID prevention

OTC Medications - before the CARES act, you could not purchase a bottle of Advil with your FSA card and instead had to get a doctor's prescription to qualify, but no longer is this the case as all OTCs are FSA-covered

Rehabilitation products - "all products you could find in a physical therapy clinic, but wouldn't also be in a gym"

Breathalyzers - these intoxication measurements fall in line with other FSA eligible diagnostic products and were deemed eligible

BMI Scales - these products were previously considered dual-purpose for the often-included weight-reading feature, but due to the inextricable nature of weight-reading and BMI diagnostics, these products switched to FSA-eligible as long as BMI is the primary product benefit

Electrolyte mixes - with an increasing focus on defined disease states, "dehydration" led to rethinking FSA classification for items with primary benefits for baby care

Sexual health products - FSA-approved items now include those used to relieve sex pains, monitor and promote fertility, and strengthen the pelvic floor (see: Does my FSA cover sex toys?)

Limited selection of activity trackers - Around mid-year, the industry group that manages FSA-eligible products permitted trackers and wearables that included key features such as pulse oximetry and menstrual cycle tracking. (See: Are Activity Trackers FSA Approved?) This newly eligible category is a culmination of changes coming into effect since the CARES Act, most notably the FSA/HSA inclusion of feminine care products. Fitbit is still not considered an approved expense as it focuses on step tracking. To be sure, check BuyFSA for regularly updated FSA-approved products that you can shop for in-app or online.

Percussion Massagers and Muscle Recovery Products - This includes an exciting list of items such as Theragun, Cryotherapy Recovery Systems and more. These items are newly recognized for their medical benefits to the general public as opposed to performance products for athletes (see: Are Therabody products FSA-approved).

The list of eligible items grew by the largest count in history with over 30,000 new items being approved for FSA/HSA spend in 2024. The largest growth category came from feminine care (i.e. pads, tampons and other feminine hygiene products). 

There is a whole slate of changes upcoming in 2025 that affects existing product eligibility. Specifically,there are additional clarifications and changes to Fiber products, Incontinence Devices, Breast Milk Coolers, Dry Mouth items, Electrolytes/Oral Hydration Solutions and Baby Teethers. Check back in January for the latest updates!

Over the years, products originally deemed FSA-eligible have actually been switched to "FSA-ineligible" status as a result of increased scrutiny for how the products are used. Not only this, but the interpretations of IRS guidance changes over time, leading to changes in FSA product eligibility.

Products that were once FSA-listed, but no longer, include:

• Magnifying glasses
• Hearing devices such as wireless headphones for watching TV from afar
• Surgical gloves and masks
• Doctor Scholl's comfort insoles
• EOS lip balm

Sources:

Special Interest Group for IIAS Standards (Product Eligibility Criteria)
IRS (IRS Publication 502)
IRS Update (IRS Announcement 2021-7)